No matter what stage you are at on your journey to retirement, we want to help you make the most of your future. We can give you the personal pension advice you need.

If you’re looking to build up your pension pot, our friendly expert independent advisers will discuss exactly what you want from your retirement. We will then use cashflow models to predict how much you would need to pay in order to achieve those goals, and whether or not you’re on target. This helps paint a realistic picture of what your retirement could look like, and helps you plan for your future.

For those who are at retirement age, we can also offer advice on how to go about converting your pension savings into an income using tax-efficient strategies. Whether you want a regular income to last indefinitely or flexibility to suit your lifestyle, we can find the right approach for you.

  • Differing retirement options
  • Drawdown
  • Reviewing existing arrangements
  • Pension planning
  • Personal pensions
  • Pension management
  • Company/Employer contributions
  • Tax efficiency

Once we have a plan in place, we will review your pension together regularly as part of our ongoing service. As investments underpin pensions, the primary investment tool is growth portfolios. By constantly monitoring your portfolio and discussing what risks might be worth taking, you can make smart decisions with your money.

It’s never too early to start putting together a pension plan. Speak to one of our pension advisors today for no-obligation advice on how we can help secure your future finances, and make sure your retirement is everything you imagined it to be.

The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested.

Cash Flow Modelling is not regulated by the Financial Conduct Authority. Please note that some models utilise historical data, which does not indicate what will occur in the future and assumptions may not be borne out in practice.

Meet Matt Hignett, our expert in Pensions & Retirement Planning